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Instantly Get a Crypto Virtual Card that works in Ghana. Fund it with Bitcoin, USDT, or other crypto. No KYC is needed to top-up the card.
Bitsika Crypto Virtual Cards are prepaid, reloadable, and work on international platforms where Ghanaian bank cards are often declined. They're usable in over 200 countries and compatible with Apple Pay, Google Pay, and PayPal. No Ghanaian bank account or Ghana Card is needed.
Top Up with Cryptocurrencies Like Bitcoin and USDT from Ghana
You can fund your Bitsika Virtual Card using cryptocurrencies like Bitcoin and USDT on supported networks such as BTC, ERC20 or BEP20. Once Bitcoin or USDT is deposited into your Bitsika balance, you can immediately use it to create or top up your virtual cards. Funding with crypto lets Ghanaian users create and use their cards without relying on local banks, expensive forex conversions, or mobile money. It's fast, flexible, and works globally, bypassing Ghana's banking limitations.
No KYC or Ghana Card Is Required
You do not need to submit any KYC documents, Ghana Card, phone number, or ID verification to create and use a Bitsika Virtual Card from Ghana. A simple shopping card powered by crypto should not require complicated paperwork or bank statements, and Ghanaian users love this convenience. You can go from downloading the app to having a ready-to-use card in just 5 minutes, without dealing with local banking bureaucracy.
Apple Pay, Google Pay and PayPal Support for Ghana
You can use your Bitsika Virtual Card on digital wallets like Apple Pay, Google Pay, and PayPal for seamless online transactions from Ghana. Here's how to set it up: 1. Generate your virtual card on the Bitsika platform. 2. Add the card to your preferred wallet on Apple Pay, Google Pay, or PayPal. 3. Once approved, your card will be ready for secure payments through the wallet. Now Ghanaian users can enjoy hassle-free spending wherever these wallets are accepted, without needing a Ghanaian bank account.
More Countries Using Bitsika
Bitsika has gained strong adoption in these countries by addressing key financial challenges. The virtual Visa card handles day-to-day digital payments smoothly, no-KYC signup keeps access open even where verification is difficult, and crypto top-ups make funding quick and flexible.
Use on OnlyFans for Added Privacy from Ghana
A Bitsika Virtual Visa card is one of the safest and most discreet ways to pay for OnlyFans from Ghana. You can create your card using an alias, which hides your real identity when subscribing. This ensures OnlyFans does not appear on your personal bank or mobile money statements, providing privacy from local financial records. Funding the card with cryptocurrency like Bitcoin and USDT adds another layer of privacy, giving Ghanaian users a secure and anonymous payment method.
Prepaid and Reloadable for Ghanaian Users
Bitsika Virtual Cards are prepaid, meaning you load a custom amount before using them. This gives Ghanaian users the flexibility to create cards with the exact funds needed without expensive forex fees. We offer two types: Standard Prepaid Cards: Ideal for one-time online payments. Generated instantly, they can only be topped up once after creation. Premium Prepaid Cards: Perfect for recurring transactions and long-term use. These can be reloaded indefinitely, offering a convenient and reliable payment option for Ghanaian freelancers and online shoppers. Loved by our users, 70% choose Premium Cards for their flexibility.
Download Bitsika today from Ghana and create your Virtual Visa Card in just 5 minutes.
Bitsika Visa Debit Cards are Virtual and Work in Ghana
The Bitsika Virtual Card is a digital Visa debit card with a card number, expiry date, and CVV like a regular card, but no physical form. As a debit card, every payment comes directly from your loaded balance, so you can only spend what you fund. The cards are issued by Visa, making them globally accepted for online payments and mobile wallets like Apple Pay, Google Pay, and PayPal, even where Ghanaian bank cards are declined. You can top up instantly with Bitcoin or USDT from anywhere in Ghana and manage everything inside the Bitsika app.
Cards are Instant from Ghana (Takes 5 Minutes to Create)
Bitsika Virtual Cards can be used immediately after creation from Ghana. No KYC, Ghana Card, or bank verification is required, so you can go from sign-up to using your card within 5 minutes of downloading the app. In fact, 60% of Ghanaian users create their card within that time. After creation, you receive your card number, CVV, billing address, and expiry date, so you can start paying on international platforms right away.
Visa Gift Cards Available for Ghana
Bitsika offers both Visa Gift Cards and Virtual Visa Debit Cards for Ghanaian users. A Visa Gift Card comes with a fixed balance for one time or limited use and cannot be reloaded once spent, but you can fund it with Bitcoin, USDT or other crypto from Ghana. A Virtual Visa Debit Card is reloadable and flexible, letting you top up with crypto anytime for subscriptions, online shopping and daily payments without expensive conversion fees. With features like balance management, freeze and unfreeze and instant reloads, the Virtual Visa Debit Card gives you more control, while the Gift Card is best for simple one off payments or gifting.
High Spending Limits for Ghanaian Users
Each Bitsika Virtual Visa card can be topped up with as much as $500,000 per month, giving Ghanaian users the freedom to handle high-value transactions with ease. There's no cap on how many individual cards you can create, so you can separate spending across different cards for shopping, subscriptions, business expenses, or personal use. This combination of high limits and unlimited card creation gives you flexibility that most other virtual card providers and Ghanaian banks simply do not offer.
Spend in Over 200 Countries from Ghana
Bitsika Virtual Cards can be used in more than 200 countries from Ghana. They can be created and topped up with cryptocurrencies like Bitcoin and USDT, allowing Ghanaian users to shop online, pay for subscriptions like Netflix US and ChatGPT Plus, and make secure international payments without local banking restrictions. This makes Bitsika a truly global virtual card service for Ghana.
Create unlimited Virtual Visa Cards from Ghana within 5 minutes by downloading Bitsika today.
Security and Control for Ghanaian Users
With Bitsika, Ghanaian users stay in full control of their virtual cards. Freeze or unfreeze them instantly, create as many as you need for different purposes, and hide or reveal sensitive details like the card number or CVV at any time. The app is protected with a PIN for secure access, and you receive real-time transaction notifications so you can spot any suspicious activity right away. If your card details are ever compromised, you can replace them instantly to keep your payments secure. Key security features: Freeze and unfreeze cards instantly, Create unlimited virtual cards for different purposes, Hide or reveal sensitive card details anytime, App protected with a secure PIN, Real-time transaction notifications, Instantly replace card details if compromised.
Compliance and Issuing Partner
Bitsika Virtual Visa cards are issued by a third-party partner under license from Visa, ensuring global acceptance and compliance with industry standards. Our platform meets PCI DSS security requirements and uses SSL encryption to protect your payment data. All transactions are processed securely on the Visa network.
Use In-Person in Ghana
Bitsika Virtual Cards are designed for online use, but adding them to mobile wallets like Apple Pay, Google Pay or PayPal lets Ghanaian users spend in physical stores where these wallets are accepted. This way, your virtual card becomes usable in-person without needing a plastic card, giving you more flexibility while keeping the convenience and security of a virtual payment method.
How Bitsika Virtual Cards Compare to Ghanaian Bank Cards, Other Virtual Card Apps, and Visa Gift Cards
Bitsika Visa Virtual Cards stand out when compared to Ghanaian bank cards and other payment options. While Ghanaian bank-issued cards, other virtual card apps, and Visa gift cards each have their place, Bitsika combines instant crypto funding, global reach, and full spending control in a way that others can't. For Ghanaian users facing expensive forex fees, card declines on international platforms, and banking restrictions, Bitsika offers a superior alternative. The table below shows how Bitsika stacks up across the most important factors for Ghanaian users choosing a virtual payment card.
| Feature / Benefit | Bitsika Virtual Visa Card | Ghanaian Bank Cards | Other Virtual Card Apps | Visa Gift Cards |
|---|---|---|---|---|
| Conclusion - Bitsika Virtual Cards Are Superior for Ghana | ✅ Crypto (Bitcoin and USDT) funding, instant creation, no KYC or Ghana Card, global use, no forex restrictions | ❌ Requires Ghanaian bank account, expensive forex fees, often declined on international platforms | ❌ No crypto, slower setup, limited features | ❌ One-time use only |
| Funding Method | Crypto (Bitcoin and USDT) + instant balance | Ghanaian bank account only, expensive conversions | Bank transfer, sometimes card | Pre-loaded cash value |
| KYC Required | No | Always yes (Ghana Card required) | Often yes | No |
| Wallet Support | Apple Pay, Google Pay, PayPal and more | Sometimes, limited | Sometimes | Sometimes |
| Privacy / Alias Use | Yes, alias possible | No, all transactions on bank statements | Rare | No |
| Prepaid | Yes. Users get to choose how much to load on the cards | Not prepaid, directly linked to Ghanaian bank account | Usually, but with limited funding options | Always prepaid but with a fixed one-time balance |
| Reloadable | Yes, with a large limit of $500,000 a month | Yes but with small limit and expensive fees | Usually yes but with a small limit | No |
| Speed to Create | 5 minutes from signup | 1–3 days or longer with KYC | 10–30 minutes, sometimes days | Immediate after purchase |
| Works Globally | Works in over 200 countries | Often declined on international platforms | Often limited | Mostly region-limited |
| Security Controls | Freeze and unfreeze, hide details, replace instantly | Varies, limited user control | Varies | None |
| Recurring Payments | Yes | Yes, but often declined internationally | Yes | Sometimes |
| Fees & Transparency | Simple, flat fees | Expensive forex fees and hidden charges | Often hidden or complex | Purchase fees only |
Ready to shop worldwide from Ghana? Get started with Bitsika and have your card in 5 minutes.
How Ghanaian Users Can Create and Activate Their Bitsika Virtual Card in 3 Easy Steps
Sign Up and Fund Your Balance from Ghana
Download the Bitsika app from Ghana, create your account, and deposit crypto like Bitcoin and USDT using one of the supported networks. Your balance will be ready as soon as the deposit is confirmed, with no Ghanaian bank account needed.
Create Your Virtual Card
In the app, tap "Create Virtual Card" and choose your card type. Your card number, expiry date, CVV, and billing address will appear instantly, without any Ghana Card or KYC verification.
Activate and Start Spending Internationally
Use it directly for online payments and subscriptions on international platforms, or add your new card to Apple Pay, Google Pay, PayPal. Start spending right away with secure transactions worldwide, bypassing limitations on Ghanaian bank cards.
Frequently Asked Questions from Ghanaian Users
Can I fund my Bitsika Virtual Card with crypto from Ghana?
Yes. You can fund the Bitsika Virtual Card with crypto like Bitcoin and USDT on supported networks like BTC, ERC20 and BEP20 from anywhere in Ghana without needing a Ghanaian bank account.