Gift Cards
Roblox Gift Cards
Razer Gold Gift Cards
Direct Game Top-Up
Call of Duty Mobile (CODM) Top-Up
PUBG Top-Up
Free Fire Diamonds Top-Up
Instantly Get a Crypto Virtual Card that works in Nigeria. Fund it with Bitcoin, USDT, or other crypto. No KYC is needed to top-up the card.
Bitsika Crypto Virtual Cards work where Nigerian Naira cards don't. No Nigerian bank account or CBN dollar restrictions. Prepaid, reloadable, and usable in over 200 countries. Compatible with Apple Pay, Google Pay, and PayPal.
Top Up with Cryptocurrencies Like Bitcoin and USDT
You can fund your Bitsika Virtual Card from Nigeria using cryptocurrencies like Bitcoin and USDT on supported networks such as BTC, ERC20 or BEP20. Once Bitcoin or USDT is deposited into your Bitsika balance, you can immediately use it to create or top up your virtual cards. Funding with crypto means you bypass Nigerian bank accounts and CBN dollar limits entirely. It's fast, flexible, and works globally without relying on traditional banking.
No KYC Is Required
You do not need to submit any BVN, national ID, phone number, or identity verification to create and use a Bitsika Virtual Card from Nigeria. A simple shopping card powered by crypto should not require complicated paperwork, and our Nigerian users love this convenience. You can go from downloading the app to having a ready-to-use card in just 5 minutes.
Apple Pay, Google Pay and PayPal Support
You can use your Bitsika Virtual Card on digital wallets like Apple Pay, Google Pay, and PayPal for seamless online transactions from Nigeria. Here's how to set it up: 1. Generate your virtual card on the Bitsika platform. 2. Add the card to your preferred wallet on Apple Pay, Google Pay, or PayPal. 3. Once approved, your card will be ready for secure payments through the wallet. Now you can enjoy hassle-free spending wherever these wallets are accepted globally.
More Countries Using Bitsika
Bitsika has gained strong adoption in these countries by addressing key financial challenges. The virtual Visa card handles day-to-day digital payments smoothly, no-KYC signup keeps access open even where verification is difficult, and crypto top-ups make funding quick and flexible.
Use on OnlyFans for Added Privacy
A Bitsika Virtual Visa card is one of the safest and most discreet ways for Nigerians to pay for OnlyFans. You can create your card using an alias, which hides your real identity when subscribing. This ensures OnlyFans does not appear on your Nigerian bank statements. Funding the card with cryptocurrency like Bitcoin and USDT adds another layer of privacy, giving you a secure and anonymous payment method without involving your Nigerian bank account.
Prepaid and Reloadable
Bitsika Virtual Cards are prepaid, meaning you load a custom amount before using them. This gives Nigerian users the flexibility to create cards with the exact funds needed without bank restrictions. We offer two types: Standard Prepaid Cards: Ideal for one-time online payments. Generated instantly, they can only be topped up once after creation. Premium Prepaid Cards: Perfect for recurring transactions and long-term use. These can be reloaded indefinitely, offering a convenient and reliable payment option. Loved by our Nigerian users, 70% choose Premium Cards for their flexibility.
Download Bitsika today and create your Virtual Visa Card from Nigeria in just 5 minutes.
Bitsika Visa Debit Cards are Virtual
The Bitsika Virtual Card is a digital Visa debit card with a card number, expiry date, and CVV like a regular card, but no physical form. As a debit card, every payment comes directly from your loaded balance, so you can only spend what you fund. The cards are issued by Visa, making them globally accepted for online payments where Nigerian Naira cards are often declined. Add them to mobile wallets like Apple Pay, Google Pay, and PayPal. You can top up instantly with Bitcoin or USDT and manage everything inside the Bitsika app.
Cards are Instant (Takes 5 Minutes to Create)
Bitsika Virtual Cards can be used immediately after creation from anywhere in Nigeria. No BVN or national ID is required, so you can go from sign-up to using your card within 5 minutes of downloading the app. In fact, 60% of Nigerian users create their card within that time. After creation, you receive your card number, CVV, billing address, and expiry date, so you can start paying online right away.
Visa Gift Cards Available
Bitsika offers both Visa Gift Cards and Virtual Visa Debit Cards for Nigerian users. A Visa Gift Card comes with a fixed balance for one time or limited use and cannot be reloaded once spent, but you can fund it with Bitcoin, USDT or other crypto. A Virtual Visa Debit Card is reloadable and flexible, letting you top up with crypto anytime for subscriptions, online shopping and daily payments. With features like balance management, freeze and unfreeze and instant reloads, the Virtual Visa Debit Card gives you more control, while the Gift Card is best for simple one off payments or gifting.
Spending Limits
Each Bitsika Virtual Visa card can be topped up with as much as $500,000 per month, giving Nigerian users the freedom to handle high-value transactions without CBN dollar restrictions. There's no cap on how many individual cards you can create, so you can separate spending across different cards for shopping, subscriptions, business expenses, or personal use. This combination of high limits and unlimited card creation gives you flexibility that Nigerian bank cards and most other virtual card providers simply do not offer.
Spend in Over 200 Countries from Nigeria
Bitsika Virtual Cards can be used in more than 200 countries from Nigeria. They can be created and topped up with cryptocurrencies like Bitcoin and USDT, allowing Nigerian users to shop on international platforms, pay for global subscriptions, and make secure payments where Naira cards are declined. This makes Bitsika a truly global virtual card service that bypasses Nigerian banking limitations.
Bypass Nigerian banking restrictions. Create unlimited Virtual Visa Cards within 5 minutes by downloading Bitsika today.
Security and Control
With Bitsika, Nigerian users stay in full control of their virtual cards. Freeze or unfreeze them instantly, create as many as you need for different purposes, and hide or reveal sensitive details like the card number or CVV at any time. The app is protected with a PIN for secure access, and you receive real-time transaction notifications so you can spot any suspicious activity right away. If your card details are ever compromised, you can replace them instantly to keep your payments secure. Key security features: Freeze and unfreeze cards instantly, Create unlimited virtual cards for different purposes, Hide or reveal sensitive card details anytime, App protected with a secure PIN, Real-time transaction notifications, Instantly replace card details if compromised.
Compliance and Issuing Partner
Bitsika Virtual Visa cards are issued by a third-party partner under license from Visa, ensuring global acceptance and compliance with industry standards. Our platform meets PCI DSS security requirements and uses SSL encryption to protect your payment data. All transactions are processed securely on the Visa network.
Use In-Person
Bitsika Virtual Cards are designed for online use, but adding them to mobile wallets like Apple Pay, Google Pay or PayPal lets you spend in physical stores where these wallets are accepted. This way, your virtual card becomes usable in-person without needing a plastic card, giving you more flexibility while keeping the convenience and security of a virtual payment method.
How Bitsika Virtual Cards Compare to Nigerian Bank Cards, Other Virtual Card Apps, and Visa Gift Cards
Bitsika Visa Virtual Cards stand out when compared to Nigerian bank cards and cards from other platforms. While Nigerian bank cards, other virtual card apps, and Visa gift cards each have their strengths, Bitsika combines instant crypto funding, no CBN restrictions, global reach, and full spending control in a way that others can't. The table below shows how Bitsika stacks up across the most important factors for Nigerian users choosing a virtual payment card.
| Feature / Benefit | Bitsika Virtual Visa Card | Nigerian Bank Cards | Other Virtual Card Apps | Visa Gift Cards |
|---|---|---|---|---|
| Conclusion - Bitsika Virtual Cards Are Superior | ✅ Crypto funding, no CBN limits, instant creation, no BVN/ID, global use, full controls | ❌ CBN dollar restrictions, requires BVN, declined internationally | ❌ No crypto, slower setup, limited features | ❌ One-time use only |
| Funding Method | Crypto (Bitcoin and USDT) + instant balance | Nigerian bank account only | Bank transfer, sometimes card | Pre-loaded cash value |
| KYC Required | No | Always yes (BVN, national ID) | Often yes | No |
| Wallet Support | Apple Pay, Google Pay, PayPal and more | Yes | Sometimes | Sometimes |
| Privacy / Alias Use | Yes, alias possible | No | Rare | No |
| Prepaid | Yes. Users get to choose how much to load on the cards | Not prepaid, directly linked to bank account | Usually, but with limited funding options | Always prepaid but with a fixed one-time balance |
| Reloadable | Yes, with a large limit of $500,000 a month | Yes but with CBN dollar restrictions | Usually yes but with a small limit | No |
| Speed to Create | 5 minutes from signup | 1–3 days or longer | 10–30 minutes, sometimes days | Immediate after purchase |
| Works Globally | Works in over 200 countries | Often region-limited, declined internationally | Often limited | Mostly region-limited |
| Security Controls | Freeze and unfreeze, hide details, replace instantly | Varies | Varies | None |
| Recurring Payments | Yes | Yes | Yes | Sometimes |
| Fees & Transparency | Simple, flat fees | Often hidden | Often hidden or complex | Purchase fees only |
Ready to shop worldwide from Nigeria? Get started with Bitsika and have your card in 5 minutes, no BVN needed.
How Nigerian Users Can Create and Activate Their Bitsika Virtual Card in 3 Easy Steps
Sign Up and Fund Your Balance
Download the Bitsika app, create your account from Nigeria, and deposit crypto like Bitcoin and USDT using one of the supported networks. Your balance will be ready as soon as the deposit is confirmed, no Nigerian bank account needed.
Create Your Virtual Card
In the app, tap "Create Virtual Card" and choose your card type. Your card number, expiry date, CVV, and billing address will appear instantly without any BVN or national ID verification.
Activate and Start Spending
Use it directly for online payments and subscriptions or add your new card to Apple Pay, Google Pay, PayPal. Start spending right away on international platforms where Nigerian cards are declined, with secure transactions worldwide.
Frequently Asked Questions
Can I fund my Bitsika Virtual Card with crypto from Nigeria?
Yes. You can fund the Bitsika Virtual Card from Nigeria with crypto like Bitcoin and USDT on supported networks like BTC, ERC20 and BEP20, without needing a Nigerian bank account.