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Instantly Get a Crypto Virtual Card that works in Kenya. Fund it with Bitcoin, USDT, or other crypto. No KYC is needed to top-up the card.
Bitsika Crypto Virtual Cards work where Kenyan bank cards are declined and bypass CBK forex restrictions. Prepaid, reloadable, and usable in over 200 countries, they're compatible with Apple Pay, Google Pay, and PayPal.
Top Up with Cryptocurrencies Like Bitcoin and USDT from Kenya
You can fund your Bitsika Virtual Card using cryptocurrencies like Bitcoin and USDT on supported networks such as BTC, ERC20 or BEP20. Once Bitcoin or USDT is deposited into your Bitsika balance, you can immediately use it to create or top up your virtual cards. Funding with crypto lets Kenyan users create and use their card without relying on a Kenyan bank account, M-Pesa, or expensive forex conversion fees. It's fast, flexible, and works globally.
No KYC or National ID Required for Kenyans
You do not need to submit any KYC documents, national ID, phone number, or ID verification to create and use a Bitsika Virtual Card from Kenya. A simple shopping card powered by crypto should not require complicated paperwork, and Kenyan users love this convenience. You can go from downloading the app to having a ready-to-use card in just 5 minutes.
Apple Pay, Google Pay and PayPal Support in Kenya
You can use your Bitsika Virtual Card on digital wallets like Apple Pay, Google Pay, and PayPal for seamless online transactions from Kenya. Here's how to set it up: 1. Generate your virtual card on the Bitsika platform. 2. Add the card to your preferred wallet on Apple Pay, Google Pay, or PayPal. 3. Once approved, your card will be ready for secure payments through the wallet. Now Kenyan users can enjoy hassle-free spending wherever these wallets are accepted globally.
More Countries Using Bitsika
Bitsika has gained strong adoption in these countries by addressing key financial challenges. The virtual Visa card handles day-to-day digital payments smoothly, no-KYC signup keeps access open even where verification is difficult, and crypto top-ups make funding quick and flexible.
Use on OnlyFans from Kenya for Added Privacy
A Bitsika Virtual Visa card is one of the safest and most discreet ways for Kenyans to pay for OnlyFans. You can create your card using an alias, which hides your real identity when subscribing. This ensures OnlyFans does not appear on your Kenyan bank or M-Pesa statements. Funding the card with cryptocurrency like Bitcoin and USDT adds another layer of privacy, giving you a secure and anonymous payment method from anywhere in Kenya.
Prepaid and Reloadable Cards for Kenya
Bitsika Virtual Cards are prepaid, meaning Kenyan users load a custom amount before using them. This gives you the flexibility to create cards with the exact funds you need without CBK forex restrictions. We offer two types: Standard Prepaid Cards: Ideal for one-time online payments. Generated instantly, they can only be topped up once after creation. Premium Prepaid Cards: Perfect for recurring transactions and long-term use. These can be reloaded indefinitely, offering a convenient and reliable payment option. Loved by Kenyan users, 70% choose Premium Cards for their flexibility.
Download Bitsika today from Kenya and create your Virtual Visa Card in just 5 minutes.
Bitsika Visa Debit Cards are Virtual for Kenya
The Bitsika Virtual Card is a digital Visa debit card with a card number, expiry date, and CVV like a regular card, but no physical form. As a debit card, every payment comes directly from your loaded balance, so Kenyan users can only spend what they fund. The cards are issued by Visa, making them globally accepted where Kenyan bank cards might be declined for online payments and mobile wallets like Apple Pay, Google Pay, and PayPal. You can top up instantly with Bitcoin or USDT from Kenya and manage everything inside the Bitsika app.
Cards are Instant for Kenyans (Takes 5 Minutes to Create)
Bitsika Virtual Cards can be used immediately after creation from Kenya. No national ID or KYC is required, so Kenyan users can go from sign-up to using their card within 5 minutes of downloading the app. In fact, 60% of users create their card within that time. After creation, you receive your card number, CVV, billing address, and expiry date, so you can start paying online right away.
Visa Gift Cards Available in Kenya
Bitsika offers both Visa Gift Cards and Virtual Visa Debit Cards for Kenya. A Visa Gift Card comes with a fixed balance for one time or limited use and cannot be reloaded once spent, but Kenyan users can fund it with Bitcoin, USDT or other crypto. A Virtual Visa Debit Card is reloadable and flexible, letting you top up with crypto anytime for subscriptions, online shopping and daily payments. With features like balance management, freeze and unfreeze and instant reloads, the Virtual Visa Debit Card gives Kenyan users more control, while the Gift Card is best for simple one-off payments or gifting.
Spending Limits for Kenya
Each Bitsika Virtual Visa card can be topped up with as much as $500,000 per month, giving Kenyan users the freedom to handle high-value transactions with ease and no CBK forex restrictions. There's no cap on how many individual cards you can create from Kenya, so you can separate spending across different cards for shopping, subscriptions, business expenses, or personal use. This combination of high limits and unlimited card creation gives you flexibility that most other virtual card providers simply do not offer.
Spend in Over 200 Countries from Kenya
Bitsika Virtual Cards can be used in more than 200 countries from Kenya. They can be created and topped up with cryptocurrencies like Bitcoin and USDT, allowing Kenyan users to shop online, pay for subscriptions, and make secure international payments where Kenyan bank cards are often declined. This makes Bitsika a truly global virtual card service for Kenya.
Create unlimited Virtual Visa Cards from Kenya within 5 minutes by downloading Bitsika today.
Security and Control for Kenyan Users
With Bitsika, Kenyan users stay in full control of their virtual cards. Freeze or unfreeze them instantly, create as many as you need for different purposes, and hide or reveal sensitive details like the card number or CVV at any time. The app is protected with a PIN for secure access, and you receive real-time transaction notifications so you can spot any suspicious activity right away. If your card details are ever compromised, you can replace them instantly to keep your payments secure. Key security features: Freeze and unfreeze cards instantly, Create unlimited virtual cards for different purposes, Hide or reveal sensitive card details anytime, App protected with a secure PIN, Real-time transaction notifications, Instantly replace card details if compromised.
Compliance and Issuing Partner
Bitsika Virtual Visa cards are issued by a third-party partner under license from Visa, ensuring global acceptance and compliance with industry standards. Our platform meets PCI DSS security requirements and uses SSL encryption to protect your payment data. All transactions are processed securely on the Visa network.
Use In-Person in Kenya
Bitsika Virtual Cards are designed for online use, but adding them to mobile wallets like Apple Pay, Google Pay or PayPal lets Kenyan users spend in physical stores where these wallets are accepted. This way, your virtual card becomes usable in-person in Kenya without needing a plastic card, giving you more flexibility while keeping the convenience and security of a virtual payment method.
How Bitsika Virtual Cards Compare to Kenyan Bank Cards, Other Virtual Card Apps, and Visa Gift Cards
Bitsika Visa Virtual Cards stand out when compared to Kenyan bank cards and cards from other platforms. While other virtual card apps, Kenyan bank-issued cards, and Visa gift cards each have their strengths, Bitsika combines instant crypto funding, no CBK forex restrictions, global reach, and full spending control in a way that others can't. The table below shows how Bitsika stacks up across the most important factors for Kenyan users choosing a virtual payment card.
| Feature / Benefit | Bitsika Virtual Visa Card | Other Virtual Card Apps | Kenyan Bank Cards | Visa Gift Cards |
|---|---|---|---|---|
| Conclusion - Bitsika Virtual Cards Are Superior for Kenya | ✅ Crypto (Bitcoin and USDT) funding, instant creation, no KYC or national ID, no CBK restrictions, global use, full controls | ❌ No crypto, slower setup, limited features | ❌ Requires Kenyan bank account, national ID, CBK forex restrictions, expensive conversion fees | ❌ One-time use only |
| Funding Method | Crypto (Bitcoin and USDT) + instant balance | Bank transfer, sometimes card | Kenyan bank account or M-Pesa only | Pre-loaded cash value |
| KYC / National ID Required | No | Often yes | Always yes (national ID required) | No |
| Wallet Support | Apple Pay, Google Pay, PayPal and more | Sometimes | Sometimes | Sometimes |
| Privacy / Alias Use | Yes, alias possible | Rare | No | No |
| Prepaid | Yes. Users get to choose how much to load on the cards | Usually, but with limited funding options | Not prepaid, directly linked to a Kenyan bank account | Always prepaid but with a fixed one-time balance |
| Reloadable | Yes, with a large limit of $500,000 a month | Usually yes but with a small limit | Yes but with small limits and CBK forex restrictions | No |
| Speed to Create | 5 minutes from signup | 10–30 minutes, sometimes days | 1–3 days or longer due to KYC verification | Immediate after purchase |
| Works Globally | Works in over 200 countries | Often limited | Often declined on international platforms | Mostly region-limited |
| Security Controls | Freeze and unfreeze, hide details, replace instantly | Varies | Varies | None |
| Recurring Payments | Yes | Yes | Yes | Sometimes |
| Fees & Transparency | Simple, flat fees | Often hidden or complex | Expensive forex conversion fees | Purchase fees only |
Ready to shop worldwide from Kenya? Get started with Bitsika and have your card in 5 minutes.
How Kenyans Create and Activate Their Bitsika Virtual Card in 3 Easy Steps
Sign Up and Fund Your Balance from Kenya
Download the Bitsika app from Kenya, create your account, and deposit crypto like Bitcoin and USDT using one of the supported networks. Your balance will be ready as soon as the deposit is confirmed.
Create Your Virtual Card
In the app, tap "Create Virtual Card" and choose your card type. Your card number, expiry date, CVV, and billing address will appear instantly, no national ID required.
Activate and Start Spending from Kenya
Use it directly for online payments and subscriptions or add your new card to Apple Pay, Google Pay, PayPal. Start spending right away from Kenya with secure transactions worldwide.
Frequently Asked Questions from Kenya
Can I fund my Bitsika Virtual Card with crypto from Kenya?
Yes. Kenyan users can fund the Bitsika Virtual Card with crypto like Bitcoin and USDT on supported networks like BTC, ERC20 and BEP20, without needing a Kenyan bank account or M-Pesa.